While the pandemic influenced loan growth across the spectrum in the first year, there has been a substantial resurgence in personal loans since then. Personal loans increased by 39%, from Rs. 3.35 lakh crores in 2020-21 to Rs. 4.66 lakh crores in 2021-22. Lower failures indicate that customers have a good financial situation to take …
Investment Management – Meaning, Examples, Benefits, Limitations
Investment management is the process of monitoring an investor’s holdings and making decisions on the investor’s behalf regarding those holdings. The objective of allocating capital is to achieve certain investment objectives through a strategy that intelligently mixes various financial instruments and other assets. Investment management services are provided by a variety of enterprises. Including wealth …
Investment Capital – Meaning, Examples, Types, Benefits, Limitations
Utilizing capital is one strategy for achieving sustainable growth. The company will then execute its plan for obtaining investment funds. This is done to ensure the company’s continue growth in the long run. Typically, the objectives of capital investments are to expand operational capacity, expand market share, and generate more revenue. Similarly, the corporation may …
Financial Investment – Meaning, Examples, Types, Importance
Working with a financial counselor can help you determine how to save the most amount of money feasible. If you make wise selections about which investments to make, they can be a powerful instrument for achieving your objectives. Before you can maximize your earnings or income; you must understand what makes an investment an financial …
Top 5 – Best Types of Financial Derivative
A derivative is a complex sort of financial security that requires the consent of at least three parties. Thanks to derivatives, investors are able to participate in specialize markets and trade a wide variety of assets. Common underlying assets that can be utilize in derivatives include stocks, bonds, commodities, currencies, interest rates, and market indexes. …
Top 15 – Best Types of Bank Investments
Intelligent investors are aware that they should not invest their entire portfolio in a single industry. Instead, they leverage their knowledge of numerous investment strategies to generate income from a variety of sources. There are a multitude of investment alternatives available. But before you begin investing money and constructing a portfolio, you should understand as …
Investment Finance – Meaning, Importance, Features, How it Works?
Investment finance is the practice of investing in assets with the expectation that they will generate future profits. These holdings include both low- and high-risk investments. Typically, the term “financial investment” is applied to investments such as these. Let us understand meaning of investment finance with examples, features, importance and more. You can also learn …
Top 10 – Key Objectives of Stock Exchange
On stock exchanges such as the New York Stock Exchange, Nasdaq, and many more, companies from all over the world can raise capital to operate. On today’s computerize markets, license brokerages and the traders they represent buy and sell stocks. In the following paragraphs, we will discuss the top 10 – key objectives of stock …
Top 15 – Key Features of Stock Exchange
A stock exchange is a type of market structure design to facilitate the purchase and sale of securities. It enables buyers and sellers to communicate with one another. In this section, you will learn more about the stock market by familiarising yourself with its components. Let us understand the features of stock exchange in this …
Top 9 – Key Functions of Stock Exchange
A stock exchange is a market functioning to sell and purchase shares and bonds. These are issue by government bodies as well as public and municipal companies. There are predefined laws and regulations that play an active role in the acquiring and selling of such things. Let us look at the key primary functions of …